HOMECAPITALADVISER
Back to Home

Privacy Policy

HomeCapitalAdviser Privacy Framework

Welcome to HomeCapitalAdviser ("we", "our", or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy describes how we collect, use, store, and share your personal data when you use our website, tools, or financial advisory services.

By submitting your profile details, calculating loan limits, or applying for financing via our services, you consent to the practices described in this Privacy Policy.

1. Personal Information We Collect

We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about our products or services, use our eligibility calculators, or fill out our online multi-step application form. The information we collect may include:

  • Identity Data: Full Name (as listed in official ID/PAN documents).
  • Contact Details: Mobile Number, Email Address, and Postal Code.
  • Financial Profiles: Net Monthly Income/Salary, existing loans, current monthly EMIs, and employment status.
  • Loan Requirements: Desired borrowing amount, property status, location, and preferred bank matches.

2. How We Use Your Information

We process your data to fulfill our services and match your credit profile with corresponding lender guidelines. Specifically, we use your data to:

  • Calculate and display mock borrowing limits and estimated monthly repayments.
  • Match your profile with suitable public banks, private banks, or NBFCs in India.
  • Coordinate communication with our assigned loan experts (e.g. Advisor Amit).
  • Send you transaction confirmations and status updates via SMS, Phone Calls, or WhatsApp.
  • Comply with local financial regulations and detect fraudulent applications.

3. Third-Party Sharing & Partners

To help you obtain a home, personal, or business loan, we must share your data with selected third parties who represent our lending partners. We will only share details with:

  • Registered Banks and Non-Banking Financial Companies (NBFCs) in India that match your profile.
  • Our internal credit experts and customer support staff to help compile your portfolio.
  • Meta Pixels and tracking utilities to measure our digital campaign reach (no direct identity data is shared in advertisement pixels).

4. Cookies & Trackers

We use cookies and similar tracking technologies (like Meta pixels and Google Analytics tags) to analyze site performance, customize your browsing experience, and serve targeted advertisements on social media. You can adjust your browser configurations to decline cookies, though some features might not perform optimally.

5. Data Security

We implement robust security measures to protect the safety of your personal information. We do not sell or lease your database to unsolicited marketing firms. However, please remember that no transmission over the internet can be guaranteed 100% secure.

6. Contact Us

If you have questions, feedback, or complaints regarding this Privacy Policy, please reach out to us at:

Email: info@homecapitaladviser.com
Phone / WhatsApp: +91 6363466221